Debit Circles is a Malaysian Fintech company focused on serving the underserved child and youth market in Malaysia and across South East Asia. It is the owner of the Vircle brand. Vircle is a neo bank for kids and the 1st central bank regulated parental control payment platform in Malaysia. The Vircle mission is to help parents raise financially-smart kids in an increasingly digital and cashless world, by providing parents with the ability to set, monitor and reward goals for spending, saving, chores and good food habits. Vircle has started it's journey be focusing on the international and private school segment and plans to expand into government schools as well as introduce a direct to consumer proposition this year (2021).